1. Life — Types of Policies
5.3% of the examIdentify weak areas and improve with focused review.
Start PracticingPass your NJ-LH certification
Free NJ-LH Practice Test
Pass the New Jersey Life & Health Insurance Producer Exam exam with confidence.
Start with a free NJ-LH practice test and build exam-ready confidence for the New Jersey Life & Health Insurance Producer Exam exam.
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1000+NJ-LH Questions
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Study by domain
Practice the NJ-LH exam by domain
2. Life — Policy Riders, Provisions, Options, and Exclusions
12.3% of the examIdentify weak areas and improve with focused review.
Start Practicing3. Life — Completing the Application, Underwriting, and Delivering the Policy
7.0% of the examIdentify weak areas and improve with focused review.
Start Practicing4. Life — Taxes, Retirement, and Other Insurance Concepts
4.7% of the examIdentify weak areas and improve with focused review.
Start Practicing5. Life — New Jersey Laws, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance
14.6% of the examIdentify weak areas and improve with focused review.
Start Practicing6. Life — New Jersey Laws, Rules, and Regulations Pertinent to Life Insurance Only
4.7% of the examIdentify weak areas and improve with focused review.
Start Practicing7. Accident and Health — Types of Policies
8.2% of the examIdentify weak areas and improve with focused review.
Start Practicing8. Accident and Health — Policy Provisions, Clauses, and Riders
11.7% of the examIdentify weak areas and improve with focused review.
Start Practicing9. Accident and Health — Social Insurance
1.8% of the examIdentify weak areas and improve with focused review.
Start Practicing10. Accident and Health — Other Insurance Concepts
2.3% of the examIdentify weak areas and improve with focused review.
Start Practicing11. Accident and Health — Field Underwriting Procedures
5.3% of the examIdentify weak areas and improve with focused review.
Start Practicing12. Accident and Health — New Jersey Laws, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance
14.6% of the examIdentify weak areas and improve with focused review.
Start Practicing13. Accident and Health — New Jersey Laws, Rules, and Regulations Pertinent to Accident and Health Insurance Only
7.6% of the examIdentify weak areas and improve with focused review.
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Frequently asked questions
Straight answers about the NJ-LH exam, the questions, pricing, the free trial, and how this fits your prep.
The NJ-LH exam spans 13 domains - Life — Types of Policies (5.3%), Life — Policy Riders, Provisions, Options, and Exclusions (12.3%), Life — Completing the Application, Underwriting, and Delivering the Policy (7.0%), Life — Taxes, Retirement, and Other Insurance Concepts (4.7%), Life — New Jersey Laws, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance (14.6%), Life — New Jersey Laws, Rules, and Regulations Pertinent to Life Insurance Only (4.7%), Accident and Health — Types of Policies (8.2%), Accident and Health — Policy Provisions, Clauses, and Riders (11.7%), Accident and Health — Social Insurance (1.8%), Accident and Health — Other Insurance Concepts (2.3%), Accident and Health — Field Underwriting Procedures (5.3%), Accident and Health — New Jersey Laws, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance (14.6%), and Accident and Health — New Jersey Laws, Rules, and Regulations Pertinent to Accident and Health Insurance Only (7.6%). Every practice question maps to one of them, so you train on exactly what's tested.
No - and that matters. These are original practice questions written to mirror the style, difficulty, and domain coverage of the NJ-LH exam blueprint. We never distribute actual exam content, so practicing here keeps you fully compliant with official exam policies.
No. NJ-LH Exam Prep is an independent study resource for New Jersey Life & Health Insurance Producer Exam (NJ-LH). It is not affiliated with, sponsored by, or endorsed by the official certifying body or exam administrator.
Every paid plan unlocks the full bank of 1,000+ practice questions covering all 13 NJ-LH domains - Life — Types of Policies (5.3%), Life — Policy Riders, Provisions, Options, and Exclusions (12.3%), Life — Completing the Application, Underwriting, and Delivering the Policy (7.0%), Life — Taxes, Retirement, and Other Insurance Concepts (4.7%), Life — New Jersey Laws, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance (14.6%), Life — New Jersey Laws, Rules, and Regulations Pertinent to Life Insurance Only (4.7%), Accident and Health — Types of Policies (8.2%), Accident and Health — Policy Provisions, Clauses, and Riders (11.7%), Accident and Health — Social Insurance (1.8%), Accident and Health — Other Insurance Concepts (2.3%), Accident and Health — Field Underwriting Procedures (5.3%), Accident and Health — New Jersey Laws, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance (14.6%), and Accident and Health — New Jersey Laws, Rules, and Regulations Pertinent to Accident and Health Insurance Only (7.6%). You can practice the whole bank, filter by domain, or run a timed, domain-balanced exam simulation.
Yes - the bank is maintained against the current exam outline, and questions are revised when the exam changes.
No honest practice platform can guarantee a pass. What realistic practice does is show you - before exam day - exactly which domains are weak, and give you the repetitions to fix them. That's the difference between hoping you're ready and knowing where you stand.
Yes. You get 10 free sample questions with instant feedback - no credit card and no account required.
The free sample shows you the question quality. Paid plans unlock the full 1,000+ question bank, exam-style practice modes, mistake review, and - on Fast Track and Pass Confidence - progress analytics that show your readiness by domain.
No. Every plan is a single one-time payment for a fixed access window - 48 hours, 7 days, or 6 weeks. There is no auto-renewal and no recurring billing.
Match it to your exam date: Final Review (2 days) for an exam in the next day or two, Fast Track (7 days) for an exam this week, Pass Confidence (6 weeks) for a structured run-up.
For most countries, the price you see is exactly what you pay - tax is already included. Where local law requires it to be added separately, it's shown clearly at checkout before you pay, so there are never any surprise fees.
Access is instant after payment and runs for your plan's full window from that moment. When the window ends, your local progress stays on your device - you can buy another window any time and pick up where you left off.
Yes - the whole platform is mobile-first: practice, mistake review, and analytics all work on any phone, tablet, or laptop with a browser. Nothing to install.
Every answer feeds your per-domain accuracy, readiness score, and weak-area list. Instead of re-reading everything, you drill the domains that are actually costing you points - that's what moves a score in days, not months.
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Trusted by NJ-LH candidates
Real feedback from NJ-LH candidates on Reddit.
"put off studying for like 3 weeks then panicked. the practice questions on njlhexam.com saved me, especially the nj law section since thats such a huge chunk of the test. passed life and A&H both first try, still kinda surprised."
"honestly wasnt sure a prep site would help since the actual exam felt so long, but going thru the mistake review after each quiz made stuff stick. kept missing riders and provisions questions until i actually saw why i was wrong."
"did the mock exams a few times before test day, timing myself so i didnt freak out during the real 3.5 hr block. helped alot with the field underwriting stuff which i kept blanking on. passed both parts, done with this now."